5-BULLET FRIDAY – February 21, 2025

Enjoy this week’s issue of 5-Bullet Friday!

#1 – JAM OF THE WEEK

“Nothing On The Wild” – Eli Young Band

#2 – QUOTE OF THE WEEK

“What you are thinking, what shape your mind is in, is what makes the biggest difference of all.” – Willie Mays

#3 – HEARTBREAK AND HOPE: TEAM USA FALLS SHORT IN 4 NATIONS FACE-OFF FINAL

The U.S. hockey team fell heartbreakingly short in the 4 Nations Face-Off final, losing 3-2 to Canada in overtime after Connor McDavid’s game-winning goal. It was a bitter end for a team believed to finally have what it takes to dethrone their longtime rivals. Despite near-misses and a hard-fought comeback, the Americans left the ice with disappointment rather than gold. Still, pride lingered—players like Brady Tkachuk and Dylan Larkin praised the team’s unity, resilience, and the hope that next time, perhaps at the 2026 Milano Cortina Olympics, fate might finally tilt in their favor.

#4 – HOW HOMEOWNERSHIP PROTECTS YOU FROM RISING INFLATION

With inflation driving up the cost of living, homeownership remains one of the best ways to protect your finances. A fixed-rate mortgage keeps your monthly housing payment stable, unlike rent, which typically rises faster than inflation. Additionally, home values tend to appreciate over time, often outpacing inflation, allowing you to build wealth while safeguarding your budget. Unlike renting, where rising costs offer no financial benefit, owning a home turns inflation into an advantage by growing your equity and net worth.

#5 – TOP 5 HOME REMODEL PROJECTS WITH THE HIGHEST ROI

When it comes to remodeling your home, it’s smart to focus on projects that not only enhance your living space but also increase your home’s value. If you’re thinking about future resale potential, here are the top five home renovations known for delivering the best return on investment:

Garage Door Replacement
Replacing your garage door is one of the most cost-effective upgrades. A new, stylish garage door improves curb appeal while offering a nearly 100% ROI, making it a top choice for homeowners.
Minor Kitchen Remodel
You don’t need a full kitchen overhaul to see a great return. Upgrading appliances, repainting cabinets, and adding modern hardware can bring in an ROI of around 85%, while keeping your kitchen functional and stylish.
Bathroom Remodel
Refreshing an outdated bathroom with new fixtures, lighting, and fresh tile can yield an ROI of 70-80%. Even small updates like regrouting and updating faucets can make a noticeable difference.
Entry Door Replacement (Steel or Fiberglass)
A new entry door boosts both curb appeal and energy efficiency. Steel doors, in particular, can provide an ROI of 85%, while fiberglass options offer similar returns with added style.
Siding Replacement
Replacing worn or outdated siding instantly improves your home’s exterior. Fiber-cement siding offers an ROI of around 85%, while vinyl siding follows closely behind with approximately 82%.

Investing in home improvement projects can be both rewarding and profitable. By choosing updates that increase functionality, energy efficiency, and curb appeal, you can enjoy a more comfortable home while boosting its resale value. If you’re thinking about remodeling, focusing on these high-ROI projects ensures you get the most out of your investment.